Category Archives: Insurance

groove again

Bouncing back from hard times : How to get into the groove again

It sucks to fail.

It shatters our dreams, our confidence, our ego, and sometimes relationships as well. We second guess each and every decision we have made and lose faith in our ability to trust ourselves. There are

Covered Income Protection Insurance

What ISN’T Covered by Income Protection Insurance?

OK, so you know that income protection insurance is designed to replace your lost income if you’re ever unable to work because of an illness or injury.  You may also know that the premiums for this insurance are tax deductible.  You may even know that income protection premiums cost more in

life insurance

First Comes Love, Then Comes Life Insurance

As newlyweds, your focus is naturally on beginning your new life together as a couple rather than on life insurance.  Nonetheless, along with your plans for your honeymoon and perhaps a new home, you should seriously consider what would happen if one of you were to die unexpectedly. A substantial life insurance policy can provide you and your new spouse with the peace of mind that the surviving spouse will be protected from the adverse

simple-car-insurance-quotes

Car Insurance Quotes : Here’s How To Keep it Simple

Whether you’re speaking directly with an agent or shopping online, there are simple things you can do to get the best car insurance quotes. Prepare your questions in advance and be specific about your needs to make the process simple and hassle free. Check out the following tips for getting the best deals on car insurance.

child insurance

Buying life insurance for children

Ask any group of parents, life insurance professionals or financial planners about purchasing life insurance for children and you will find you’ve opened up an extremely controversial financial topic. Some will claim that life insurance should only be used as an instrument to replace income while others will be horrified that you would even consider

smart insurance

3 Reasons Why Bundling Home, Car and Life Insurance is Smart

You’ve likely heard those commercials that talk about insurance “bundling,” the practice of purchasing multiple insurance policies through one insurer and having them grouped together into a simple policy. With how often it’s now mentioned in advertisements, you may wonder if bundling offers real benefits or if it’s just a lot of hype. While actual rates for

medical finance

Obtaining Financial Freedom from Medical Related Financial Obligations

For thousands of people, especially anyone who doesn’t have health insurance to cover these costs, medical bills and expenses can cost more than a person can afford. Just a single visit to your local ER, regardless of the reason, can run you thousands

flood insurance

Flood Insurance – Protecting Your Home From Heavy Rain And Flooding

Not everyone knows that any losses incurred during a flood are not included in home insurance. This is because flood coverage is always written as a separate policy. If you live in a flood hazard zone indicated by the National Flood Insurance Program or NFIP, you will be required to have flood insurance along with supplemental coverage.

Income Protection Insurance

Importance Of Income Protection Insurance

Here is a really scary picture: imagine not being able to perform in your own occupation due to sickness, disability, or mental illness. Imagine not being able to put food on the table, or pay your mortgage and household bills. For all of us, this certainly is beyond imagination and I will stop there. While there are many ways

saving money with employer

How to Save Money with your Employer

Waste at work is often inevitable, but it could be a crucial element when it comes to new or small companies that need to kept afloat in hard times. Although, business owners are often aware of this problem, it is necessary that you contribute with your employer in saving money. Therefore, that besides taking out liability insurance, today business owners also considers the loyalty of their employees to achieve such quest.