Category Archives: Money Management

medical finance

Obtaining Financial Freedom from Medical Related Financial Obligations

For thousands of people, especially anyone who doesn’t have health insurance to cover these costs, medical bills and expenses can cost more than a person can afford. Just a single visit to your local ER, regardless of the reason, can run you thousands

retirement

Getting The Most Out Of Your Retirement

Retirement is one of the best ways that you can spend the last chapter of your life.  That is, of course, if you can afford it.  If you can swing a retirement plan, there are some steps to take in order to make the most of it.  Tying up loose ends before you finally leave the grind, planning a financial strategy by cashing in a 401K or senior life settlement, figuring out where you will live, and deciding how to spend your retirement are all things to be considered.

tax guide

A guide to good tax and record keeping

Keeping good finances is never easy but it is important. Money is something that everyone deals with but not everyone is good at the more technical aspects of money management.

Likewise, there are additional costs, such as taxes, that need considering. As each financial year comes around it’s important to keep these costs in mind and here are a few ways to help smooth your finances and make a reliable money plan for the future.

credit card rewards

Is It Really Possible to Fly Free With Credit Card Rewards?

Airline mile rewards have long been a popular incentive for credit card holders like myself. I collect miles for numerous airlines, but for the average traveler like myself, it would take forever to see the mileage results and rewards that I’m able to see by integrating the two through a

budgeting advice

Useful Advice On Effective Budgeting

There are not many people in the current economy who aren’t having to make a few changes in their financial lives. All of us are having to draw in out horns whilst things remain precarious and uncertain. Prices at the petrol pump are up, our shopping costs more and our wages

flood insurance

Flood Insurance – Protecting Your Home From Heavy Rain And Flooding

Not everyone knows that any losses incurred during a flood are not included in home insurance. This is because flood coverage is always written as a separate policy. If you live in a flood hazard zone indicated by the National Flood Insurance Program or NFIP, you will be required to have flood insurance along with supplemental coverage.

free money saving tips

Five Money-Saving Tips For The Terrible Saver

You have a big expense coming up. It might be a car, a new house or the kids’ education. It is at this moment that you realize the importance of saving. By finding ways to trim your budget, you can free up extra funds for saving, investments or for purchasing something special. Here are

credit card tips

Helpful Credit Card Tips To Save You Money

In the financial world today almost every one has at least one credit card.  More often than not a person will have at least three or four credit cards being carried around in their wallet or purse every day. 

mortgage

Saving Up Money for a Down Payment? How to Reach Your Goal Faster

When you are taking out a mortgage on a new home, one of the best things that you can do is to save up as much money for a deposit as possible. Financial experts advise that you save up at least 20% of the house value for a deposit.

getting back into debt

5 Habits To Keep You From Getting Back Into Debt

Clearing your debt can take dedication, discipline and hard work, but it’s a great feeling once accomplished. However, now that you know how easily you can slip into debt, and the effort involved in getting out of it, you’ll probably think twice about getting back into debt.