Category Archives: Personal Finance

groove again

Bouncing back from hard times : How to get into the groove again

It sucks to fail.

It shatters our dreams, our confidence, our ego, and sometimes relationships as well. We second guess each and every decision we have made and lose faith in our ability to trust ourselves. There are

Covered Income Protection Insurance

What ISN’T Covered by Income Protection Insurance?

OK, so you know that income protection insurance is designed to replace your lost income if you’re ever unable to work because of an illness or injury.  You may also know that the premiums for this insurance are tax deductible.  You may even know that income protection premiums cost more in

financial wisdom

4 Basics of financial wisdom for couples planning to exchange vows

Marriage isn’t all about exchanging vows, it’s also about sharing responsibilities. The set of responsibilities of course include financial terms too. Argument over money matters often leads marriages towards hapless ending. That’s why it’s advisable to take care of financial obligations to enjoy the marital bliss at it’s best.

question to lenders

10 Important Questions You Should Ask Your Lender

Getting a loan is a big deal. It’s not simply an act of borrowing and lending, it is one that involves a great many conditions, fine details and a host of fees that you didn’t even know existed. While loans can get you out of financial troubles, they can also dig a hole much deeper than the one you started with if you’re not careful and well informed.

investments approach

A Balanced Approach To Investments In 2013

Professional investors like to talk about the idea of maintaining a balanced portfolio, but what does this really mean to you? Has the global economic slowdown changed the way that we should think about investments and finances in general?

financial tips

Financial Tips For Young Professionals

A thorough understanding of financial matters is essential, and the younger these lessons are learnt the better. Many young people start work before they gain a firm grasp on how to handle their finances, which can lead to problems with

cash loan

Is a Cash Loan Right for Me?

Picture this: two days before the end of the month, with £50 in the bank, you slip on the stairs and fracture your leg. The doctor advises complete bed rest for a month and hands over a thousand pound bill. You turn to friends and family for loans, but they can only cough up a few hundred pounds at
mortgage investment

Is A Mortgage A Worthwhile Investment?

Defining how to invest money in this tumultuous economy is a topic which could be argued correctly in either direction. Investing money into anything – stocks, mortgages, bonds, or anything, requires careful deliberation,

debt facing

Facing Up To Debt

We only need to switch on the television and watch some daytime TV to understand how big debt management is in the UK. We have been steadily getting ourselves deeper in trouble as a nation since