Category Archives: Retirement

financial tips

Financial Tips For Young Professionals

A thorough understanding of financial matters is essential, and the younger these lessons are learnt the better. Many young people start work before they gain a firm grasp on how to handle their finances, which can lead to problems with

retirement

Getting The Most Out Of Your Retirement

Retirement is one of the best ways that you can spend the last chapter of your life.  That is, of course, if you can afford it.  If you can swing a retirement plan, there are some steps to take in order to make the most of it.  Tying up loose ends before you finally leave the grind, planning a financial strategy by cashing in a 401K or senior life settlement, figuring out where you will live, and deciding how to spend your retirement are all things to be considered.

uk pension

Transfer A UK Pension With Ease

You’ve made your sacrifices.

Whether you volunteered, or whether your company simply outsourced operations, packing up and hopping across the pond from the United Kingdom to the United States was no small feat.

retirement saving

Retirement Savings Lost Due To Unexpected Expenses

Everyone works long and hard for most of their life so that they can enjoy a relaxing and carefree retirement.  Because there are such plans in place as Individual retirement savings plans to help you create a good nest eggs for your future.

long term investment

6 Long Life Investments That Will Always Pay Off

There are a lot of different investments that you can find on the market these days. It can be easy to spend money or invest it and lose track of it or even lose it. It is therefore wise to make sure that you make sensible choices. Although there is no such thing as a ‘sure thing’ when it comes to investments, but there are some investments that are much better than others. The examples below will pay off as long as you can continue to contribute in to them.

pension plan

Things You Really Need To Know About Your Pension

Pensions are a type of savings for one’s retirement and can offer tax advantages. When the beneficiary retires or reaches the designated age of retirement, the basic pension begins to pay a regular income that continues for the remainder of one’s life.

Many businesses are obliged to give employees access to a retirement plan or point them to a financial advisor who can help with the details of all the options that are available.

financial-advisor-misguiding

Hidden Fees Your Financial Advisor Won’t Tell You About

The danger of hidden fees

There are many risks lurking behind some investment options. These can’t guarantee a safe retirement income for many reasons. One of these reasons are the fees connected to some financial products which can compromise your earnings and cause a drastic reduction of your retirement income. 

pension-plan

What Are The Pros And Cons Of A Pension Plan?

A pension plan is the accepted way of saving for retirement.  Investing money into a pension plan can help you build up a nice little nest egg and when you finally leave your place of work with a gold watch after thirty years of loyal service, you can start drawing on your pension and look forward to playing games of golf and taking trips to the seaside.

near retirement

Should You Invest in Stocks When You’re Near Retirement?

The worst mistake an investor can make near retirement is to be too exposed to stocks.  We have only to look at the recent financial crisis to remind us that too much exposure to risk can bring a lifetime of savings tumbling down to almost nothing.