Tag Archives: Credit Score

Increase Credit Score

How to Increase Your Credit Score

It is important to have a high credit score for a number of different reasons. If you should ever need to get a loan or obtain a credit card you will have a hard time doing so without a good credit score. The credit score is an all-powerful force that has the ability to determine whether you can get a loan, a credit card, and even an apartment. If you have already done damage to your credit score you should not be discouraged. There is hope. There are a few things that you can do to improve

Credit improving

5 Credit Improving Tips You’ve Never Heard

My oldest friend, Brent, used to tell me stories during school about his mom’s schemes to avoid paying for major purchases. The gist of the plot revolved around using credit to buy something they needed, like a washer and dryer, and then eventually declare bankruptcy to “get out of the money owed.” Beyond the questionable legality of her actions, the plan ultimately resulted in an appalling and nearly unredeemable credit score.

Home Mortgage

Deciding Whether To Refinance Your Home Mortgage

It can be very difficult to resist refinancing your home when rates dip to historic lows. But regardless of how tempted you are, refinancing should be considered a sensitive issue that requires a lot of thought. Refinancing may bring numerous benefits, but some homework is required to figure out whether refinancing makes financial sense.


Know the detail when selecting a credit card

Credit cards were the source of major problems when the recent financial crisis developed. Credit Card companies had been happy to recruit more and more users with special offers and often increased credit limits unsolicited as people reached their current limits; they did not mind as times were good and the real profit they made was on the outstanding balances left at the end of every month.


6 Unorthodox Credit Score Strategies

Credit scores can be complicated business. Many people don’t know what their credit scores are until they are rejected for something. Some people are overly worried about their credit score and attempt to do whatever they can to improve it. The following are six strategies often thought to improve credit scores. But do they actually work?

credit repair DIY

Tips On DIY Credit Repair

Are you tired of creditors calling you? Perhaps you have been embarrassed by being denied credit. Do you have plans for a major purchase, such as a car or house, and you’re fearful your credit score is going to hold you back? Get ready to get back on the right track. Follow these tips for DIY credit repair.

smart credit card

A consolidation loan can provide a fresh start

Society became used to easy credit over recent years until the financial crisis caused by the Collateralized Debt Obligations (CDOs) brought a complete change in the financial environment.

personal loans

Personal loans’ position is easing

Although there are still reservations about the rate of recovery around the World, at least there is growth in the USA, albeit not at the rate that will greatly reduce the present unemployment figures. However the confidence of lenders has grown and people in employment can find finance readily available if they can demonstrate their ability to repay the borrowings.