Tag Archives: credit

cash loan

Is a Cash Loan Right for Me?

Picture this: two days before the end of the month, with £50 in the bank, you slip on the stairs and fracture your leg. The doctor advises complete bed rest for a month and hands over a thousand pound bill. You turn to friends and family for loans, but they can only cough up a few hundred pounds at
getting back into debt

5 Habits To Keep You From Getting Back Into Debt

Clearing your debt can take dedication, discipline and hard work, but it’s a great feeling once accomplished. However, now that you know how easily you can slip into debt, and the effort involved in getting out of it, you’ll probably think twice about getting back into debt.

guarantor loan

Tired of Juggling Debt – A Guarantor Loan Could Be The Answer

Guarantor loans offer a plausible and realistic solution for anyone who has to face the question “how do I get a loan with bad credit?” Whilst there are a number of options available within the UK with a high level of bad credit tolerance, guarantor loans offer the chance to obtain a loan without an exceptionally high APR tagged on to it.

Increase Credit Score

How to Increase Your Credit Score

It is important to have a high credit score for a number of different reasons. If you should ever need to get a loan or obtain a credit card you will have a hard time doing so without a good credit score. The credit score is an all-powerful force that has the ability to determine whether you can get a loan, a credit card, and even an apartment. If you have already done damage to your credit score you should not be discouraged. There is hope. There are a few things that you can do to improve

Credit improving

5 Credit Improving Tips You’ve Never Heard

My oldest friend, Brent, used to tell me stories during school about his mom’s schemes to avoid paying for major purchases. The gist of the plot revolved around using credit to buy something they needed, like a washer and dryer, and then eventually declare bankruptcy to “get out of the money owed.” Beyond the questionable legality of her actions, the plan ultimately resulted in an appalling and nearly unredeemable credit score.

debt control

Not Letting Your Debts Control You

Total personal debt in the UK is currently around the £1.4 trillion mark, that’s over £3,000 for every adult in the country and that figure doesn’t include mortgages. This debt is made up of personal loans, car loans, overdrafts and credit cards. With Christmas just behind us many people will have amassed even more debt over the festive season. It’s important to get in control of your debt so it doesn’t take over your life.


Know the detail when selecting a credit card

Credit cards were the source of major problems when the recent financial crisis developed. Credit Card companies had been happy to recruit more and more users with special offers and often increased credit limits unsolicited as people reached their current limits; they did not mind as times were good and the real profit they made was on the outstanding balances left at the end of every month.

sale credit

How to Deal With Point of Sale Credit

Profit is at the heart of all business transactions, but in retail sales the initial aim is to get as many potential customers through the door as possible. This can hinge on the credit facilities advertised. To achieve maximum results sales staff must be fully conversant with the credit terms on offer, and ideally the credit staff should be on hand to advise when necessary

credit repair works

Honestly, Does Credit Repair Really Work?

People should always be interested in being the best versions of themselves possible. You want to project to the world your best self, always. One of our dirty little secrets though and something that millions of individuals from all socioeconomic regions have issues with is credit.

credit repair DIY

Tips On DIY Credit Repair

Are you tired of creditors calling you? Perhaps you have been embarrassed by being denied credit. Do you have plans for a major purchase, such as a car or house, and you’re fearful your credit score is going to hold you back? Get ready to get back on the right track. Follow these tips for DIY credit repair.