Tag Archives: Loan

cash loan

Is a Cash Loan Right for Me?

Picture this: two days before the end of the month, with £50 in the bank, you slip on the stairs and fracture your leg. The doctor advises complete bed rest for a month and hands over a thousand pound bill. You turn to friends and family for loans, but they can only cough up a few hundred pounds at
mortgage borrowers

Mortgages – What Sort Of Borrower Are You?

The mortgage market is complex and you are one of the complicating factors. The sort of borrower you are will affect the sort of deal you are able to get.

financial matters

Financial Matters and Healthy Relationships

A vast majority of married couples who live in the United States talk about budgeting, finances, and other money matters because they want to make sure that everything is well taken care of when it comes to finances.

saving money for kids

Saving Your Kids From Future Financial Struggles

A popular proverb says that if you teach a child appropriately, they will remember those lessons all their lives. Such wise sayings cover many areas, especially when it comes to finances. Believe it or not, I do believe that teaching a child at a young age, about how to manage

car finance

Avoid the Most Common Car Rip-Offs

Buying a car is an important decision for your financial future, and it should never be treated lightly. Do not go car shopping like you would go shopping for any other product – impulse buying is extremely dangerous when there is such a large amount involved. Research your options before visiting the dealer – decide exactly how much you can


How to Buy Your Dream Car this Year

In these tough economic times, your idea of a ‘dream car’ may have changed somewhat. Ten years ago you may have been dreaming of a top of the line sports car replete with convertible roof and capable of tearing up any motorway. Nowadays though it’s more likely that a ‘dream car’ is one that just simply works without breaking down and doesn’t cost the earth to run.

Increase Credit Score

How to Increase Your Credit Score

It is important to have a high credit score for a number of different reasons. If you should ever need to get a loan or obtain a credit card you will have a hard time doing so without a good credit score. The credit score is an all-powerful force that has the ability to determine whether you can get a loan, a credit card, and even an apartment. If you have already done damage to your credit score you should not be discouraged. There is hope. There are a few things that you can do to improve

debt control

Not Letting Your Debts Control You

Total personal debt in the UK is currently around the £1.4 trillion mark, that’s over £3,000 for every adult in the country and that figure doesn’t include mortgages. This debt is made up of personal loans, car loans, overdrafts and credit cards. With Christmas just behind us many people will have amassed even more debt over the festive season. It’s important to get in control of your debt so it doesn’t take over your life.

Home Mortgage

Deciding Whether To Refinance Your Home Mortgage

It can be very difficult to resist refinancing your home when rates dip to historic lows. But regardless of how tempted you are, refinancing should be considered a sensitive issue that requires a lot of thought. Refinancing may bring numerous benefits, but some homework is required to figure out whether refinancing makes financial sense.